We want to improve your financial life so you can do more of what you love

Giving you access to our Financial Wellbeing Hub and affordable loans you can repay directly from your salary
Why choose Neyber

Helping you better manage your money

We give you the tools you need to help you feel more confident when it comes to your finances

Be better-off

Our Financial Wellbeing Hub is packed with tools, articles and tips to help you feel more confident when it comes to handling money matters

Reduce stress

We know money worries can take their toll. By giving you the tools to better manage your money, we're hoping you'll quit stressing and do more of what you love

Save money

Our affordable rates mean you can combine your debts into one manageable monthly repayment and save yourself some cash

With access to

Our financial wellbeing hub

The home of Jargon-free blogs, articles, podcasts and tools to help you confidently deal with money – all provided by our in-house experts and partners

Our promise

Access to fairer finance when you need it

Making every stage of having a loan as stress-free as possible for our members

Better rates

3 simple, transparent fixed rates to suit your needs when you want to borrow money

Easy repayments

Collecting repayments directly from your salary not only means hassle-free repayments, but means we can offer you fairer rates

No fees

If you want to pay us back early, that's all okay with us. We won't charge you for early repayments or setting up your loan

Our rates

3 simple fixed rates

We get to know our members. So, we know they're all different with their own unique quirks and one rate couldn't possibly suit them all. Our three rates are designed to reflect diversity and suit as many people as possible

4.9% APR


You are likely to have at least six years credit history without missed payments or defaulting or having any CCJs. We're confident you can afford a new loan. You may fall under our 'Great' category

6.9% APR


You are likely to have at least four years credit history, maybe missed a couple of payments but have never defaulted or had a CCJ. You may fall under our 'Good' category

9.9% APR


Perhaps you missed one or two repayments or fell behind repaying debt in the past, but got back on track. You may fall under our 'OK' category

Representative example: Amount of credit: £4,900. Term: 3 years. Interest: 6.9% p.a (fixed). Administrative fees: £0. Monthly payment: £150.61. Total repayment: £5,421.83. 6.9% APR representative (fixed).

Member Stories
Neyber has enabled me to buy a better car so I could fit a special "Boot Buddy" for my puppy Labrador Honey so she could be safe and comfortable when travelling. I can drive her now safely to the vet, trips or to her training where she meets other doggy friends.

We think we can save you money on your debt repayments

Try our quick calculator and find out how much better off you could be with Neyber

Repayment amount or period

Assumed APR of


Paying back over

4 Years

Reduction in monthly payment


Total interest saved with Neyber


Our calculator is for illustrative purposes only. All loans are subject to status. As a responsible lender, Neyber wants to find the best way to truly help customers. The loan amount, rate and repayment term you are offered may differ, depending on your personal circumstances and our credit assessment procedures.

Representative example: Amount of credit: £4,900. Term: 3 years. Interest: 6.9% p.a (fixed). Administrative fees: £0. Monthly payment: £150.61. Total repayment: £5,421.83. 6.9% APR representative (fixed).
How it works

Get started in 4 easy steps


Fairer finance when you need it

We’re here when you need us with our affordable loans that you can reply directly from salary


Get the link

Once we're teamed up, we'll send you a link to join in the Neyberhood


Drop by the Hub

From the Financial Wellbeing Hub you’ll be able to access the resources you need to improve your financial knowledge


Your employer signs up

First things first, before you can enrol, we'll need to partner up with your employer so they can start offering us as an employee benefit

Your questions answered

Got questions? We've got answers

Am I eligible?

To offer one of our loans, we'll need to get the usual things ticked off. Check out our eligibility criteria below.
  • You are aged 21 or over;
  • Your annual gross income is greater than the minimum wage (£13,500);
  • You have had a permanent contract with your current employer for a minimum of 6 months;
  • You aren't currently serving your probation or notice period;
  • You do not currently have any County Court Judgements (CCJs/Decrees totalling over £500);
  • You have not been registered as insolvent in the last 6 years;
  • You have not entered into an Individual Voluntary Agreement (IVA)/or a debt management programme within the last 6 years;
  • You are borrowing for your personal needs and not for business purposes, towards the purchase of a property or speculative investment;
Read more common questions

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Get in touch

Questions or need more information?
Feel free to get in touch with us.

We're open Monday - Friday 9am to 6pm. Call charges may vary.
Calls may be monitored or recorded for training or quality purposes.
Please note, we are not able to take applications by phone.

0800 820 3103

0203 744 0552
Financial wellbeing team: hello@neyber.co.uk

Support team: contactus@neyber.co.uk
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