Partnership loan

For when you need a little extra help

Get a quote
Partnership loan

Borrow the money you need, secured against your salary

We want to help our members even if we're unable to offer our Neyber loan. Our Partnership loan has been designed to help you if you have a lower than average credit score, and you’re left faced with high-interest options.

Repayments are salary-deducted and if you leave employment, we'll work with you to work out how your outstanding loan repayments will be deducted from your final pay-cheque.

Your partnership loan calculator
1. What is your annual salary?
We could offer you 20% of your gross annual salary with our Partnership Loan. Enter your salary here and we will do the maths for you. Don’t worry, we don’t hold this information or share it with anyone.
How much do you need to borrow?
For how long?
1 year
1 year
3 years
Your representative example
  • £500.00Loan amount
  • 18.9%APR (Fixed)
  • £45.71Monthly repayments
  • £48.47Total interest
  • £548.47Total repayable
Apply now

Representative example:
18.9% APR Representative based on a loan of £2,200. Repayable over 2 Years at an Interest rate of 18.9% PA (fixed), Administrative fees: £0, Monthly payment of £109.24. Total amount payable £2,621.65

Rates shown are for salary-deducted loans only

If you belong to the Police force (or Police Mutual) please click here.

Key features

A responsible lender

It’s fair

Designed to provide an affordable option to those who might not have the best credit history and are struggling to get access to the money they need

Fixed rate

You can borrow between £500 and 20% of your gross pay. Know exactly what you're getting with a single fixed rate of 18.9% APR with terms from 1–3 years


We understand that you may choose to leave your job, so we'll work with you to work out how your outstanding loan repayments will be deducted from your final pay-cheque

Apply now
  • Remember there is no guarantee that you will get the lowest rate advertised by lenders in the market

Our other products

You may be interested in one of our other loans

The Neyber loan

Borrow between £2,000 and £25,000 for up to 5 years, at 4 fair rates from 3.9% - 18.9% APR

Find out more
Your questions answered

Got questions? We've got answers

You can apply to borrow between £2,000 and £25,000. As with any loan, the loan amount you are offered may differ from that which you applied for depending on your personal circumstances.

You'll be offered one of our fixed rates of 3.9% APR (Excellent), 8.9% APR (Great), 13.9% APR (Good) and 18.9% APR (OK). The rate you are offered will depend on your personal circumstances.

If you leave your employer, we'll transfer any outstanding loan repayments onto Direct Debit. We may charge a £12 administrative fee at this time.
For some loans we reserve the right to take the final repayment of the outstanding balance but we'll agree this with you at the time.

If you're interested in being offered Neyber as a new benefit email us at and we'll happily contact your employer and fill them in about what we're doing.

Yes, if you want to pay back your loan early - that's all good with us. And, don't worry we won't charge you any early repayment fees.

We don't charge any set-up or early repayment fees. Should you leave your employer, we may charge a discretionary £12.00 administrative fee to move your repayments over to direct debit.

We aim to process all applications within 24 hours and we'll send you a confirmation email once we've done it.

Please note that if your application is approved after your employer's salary cut-off date, your first repayment will be delayed until the following month. If you wish to make an earlier repayment to reduce your total interest charges or you simply want to find out when your employer's cut-off date is, please contact us on 0800 820 3103 or 0203 744 0552.

Get in touch

Got questions or need more information? Feel free to get in touch with us.

We're open Monday - Thursday 9am to 6pm, Friday 9am to 5pm. We are closed at weekends and on Bank Holidays. Call charges may vary.

Calls may be monitored or recorded for training or quality purposes.
Please note, we are not able to take applications by phone.

0800 820 3103

0203 744 0552

Financial wellbeing team:

Support team: