Neyber Loan

Supporting your long-term financial goals

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Neyber Loan

Giving you access to affordable loans when you need to borrow money

Whether it's big plans for an extension, a new car, a family holiday or simply consolidating your debt - the Neyber loan can help you achieve your financial goals

Your long-term loan calculator
How much do you need to borrow?
£2,000
£10,000
£25,000
For how long?
1 year
4 years
5 years
Your representative example
  • £10,000.00Loan amount
  • 8.9%APR (Fixed)
  • £246.75Monthly repayments
  • £1,843.96Total interest
  • £11,843.96Total repayable
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Representative example:
Representative example: 8.9% APR Representative based on a loan of £7,800, Repayable over 4 Years at an interest rate of 8.9% PA (fixed), Administrative fees: £0, Monthly payment of £192.46 Total amount payable £9,238.29

Rates shown are for salary-deducted loans only

If you belong to the Police force (or Police Mutual) please click here.

How we compare with others

Our truly fair product

We’ve compared the market on a loan amount of £8,500 over 4 years (the average amount and length of time people borrow from Neyber).

Neyber
  • Excellent - 3.9% APR
  • Great – 8.9% APR
  • Good – 13.9% APR
  • OK – 18.9% APR
Market
  • 2.9% to 16.9%
  • 16.9% to 43.8%* (Also includes guarantor loans)
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  • Remember that high-street and online lenders advertise the cheapest rates, but don’t show you the maximum they charge
Our rates

4 simple fixed rates

We get to know our members. So, we know they’re all different with their own unique quirks and one rate couldn’t possibly suit them all. Our 4 rates are designed to reflect diversity and allow as many people as possible to have access to fairer finance.

Excellent
    Great
      Good
        OK
          Debt consolidation done the right way

          Consolidate your debt with Neyber, and we'll pay off your lenders for you

          We want to help our members take control of their debt. That's why you can tell us who your existing lenders are and, if your employer has signed up, we will work with our partner Totemic to pay them off directly. From then on, you'll make a single, lower monthly repayment to Neyber.

          01

          Tell us a few details about your outstanding debt and who your lenders are

          02

          Our team will look at the details you share with us and be back to you within 48 hours

          03

          We'll talk to your lenders and repay debt. Then you'll just have a single, lower monthly repayment to Neyber

          Your questions answered

          Got questions? We've got answers

          You can apply to borrow between £2,000 and £25,000. As with any loan, the loan amount you are offered may differ from that which you applied for depending on your personal circumstances.

          You'll be offered one of our fixed rates of 3.9% APR (Excellent), 8.9% APR (Great), 13.9% APR (Good) and 18.9% APR (OK). The rate you are offered will depend on your personal circumstances.

          If you leave your employer, we'll transfer any outstanding loan repayments onto Direct Debit. We may charge a £12 administrative fee at this time.
          For some loans we reserve the right to take the final repayment of the outstanding balance but we'll agree this with you at the time.

          If you're interested in being offered Neyber as a new benefit email us at contactus@neyber.co.uk and we'll happily contact your employer and fill them in about what we're doing.

          Yes, if you want to pay back your loan early - that's all good with us. And, don't worry we won't charge you any early repayment fees.

          We don't charge any set-up or early repayment fees. Should you leave your employer, we may charge a discretionary £12.00 administrative fee to move your repayments over to direct debit.

          We aim to process all applications within 24 hours and we'll send you a confirmation email once we've done it.

          Please note that if your application is approved after your employer's salary cut-off date, your first repayment will be delayed until the following month. If you wish to make an earlier repayment to reduce your total interest charges or you simply want to find out when your employer's cut-off date is, please contact us on 0800 820 3103 or 0203 744 0552.

          Get in touch

          Got questions or need more information? Feel free to get in touch with us.

          We're open Monday - Thursday 9am to 6pm, Friday 9am to 5pm. We are closed at weekends and on Bank Holidays. Call charges may vary.

          Calls may be monitored or recorded for training or quality purposes.
          Please note, we are not able to take applications by phone.

          0800 820 3103

          0203 744 0552

          Financial wellbeing team: hello@neyber.co.uk

          Support team: contactus@neyber.co.uk