Borrowing

We believe in fair and simple rates for all of our members

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Our borrowing products

We want to help as many UK employees as possible

Whether you need help with smaller, short-term expenses or larger financial goals, we have a product that could help you

The Neyber loan

Borrow between £2,000 and £25,000 for up to 5 years, at one of our 4 fair fixed rates

Find out more

Partnership loan

Borrow £500–20% of your gross salary for up to 3 years at 17.9% APR

Find out more

Terms and Conditions and Important Information about these products can be found here: Neyber Loan Key Facts and
Neyber Partnership Loan Key Facts

Simple, transparent approach to borrowing

We want every single UK employee to get a fair financial deal

We wanted to remove any confusion and uncertainty when it comes to applying for a loan with Neyber. That's why we offer 4 simple fixed rates, that won't change over the term of your repayment

Excellent
  • 3.9% APR
  • A long credit history
  • No missed repayments
  • Never defaulted or had a CCJ
Great
  • 7.9% APR
  • A long credit history
  • You might have missed one or two repayments
  • Never defaulted or had a CCJ
Good
  • 12.9% APR
  • You may have a short credit history
  • You might have missed a few repayments
  • Never defaulted or had a CCJ
OK
  • 17.9% APR
  • You may have a short credit history
  • You may have fallen behind on previous repayments
  • You may have defaulted or had a CCJ

Representative example: 7.9% APR Representative based on a loan of £7,400, Repayable over 5 Years at an Interest rate of 7.9% PA (fixed), Administrative fees: £0, Monthly payment of £148.73 Total amount payable £8,923.80.

Rates shown are for salary-deducted loans only

Simple online application

Easy as 1-2-3

  1. Introduce yourself

    All you have to do is answer a few simple questions that will help us understand what we can offer you

  2. Quick decisions

    We're pretty speedy, we aim to have a decision to you within 24 hours

  3. Salary-deducted repayments

    From then on, we’ll just deduct the agreed amount from your salary every month until you’re loan-free

Get in touch

Got questions or need more information? Feel free to get in touch with us.

We're open Monday - Thursday 9am to 6pm, Friday 9am to 5pm. We are closed at weekends and on Bank Holidays. Call charges may vary.

Calls may be monitored or recorded for training or quality purposes.
Please note, we are not able to take applications by phone.

0800 820 3103

0203 744 0552

Financial wellbeing team: hello@neyber.co.uk

Support team: contactus@neyber.co.uk