Giving employees access to fairer finance, so they can live their lives

Our mission is to give hard-working people access to fairer finance, when they want to borrow and save money.

Over £30 million

in loans funded to date

We improve the financial wellbeing of your employees

We partner with you to offer your employees access to affordable borrowing repaid directly from their salaries
- all at no cost or risk to you

We’ve got 3 fair rates

Our customers come in different shapes and sizes, with different circumstances and credit scores. That's why a single rate can't possibly suit them all. At Neyber, we provide 3 easy to understand rates 4.9% APR, 6.9% APR and 9.9% APR. These rates reward those with a strong credit score and allow those with a lower score to borrow affordably

*Representative example APR is 4.9%. APR based on current customer base. Typical example: amount of credit £7,000. Term: 3 years. Interest: £529.40. Administrative fees £0. Monthly payment of £209.15. Total repayment £7,529.40. The rate you are offered will depend on your individual circumstances.

We let employees consolidate all their debts into one manageable amount

We're getting employees on the road to a debt-free future. With the average UK household nearly £12,000 in debt, it's never been more important to help employees take control and successfully consolidate their debts

Our customers can borrow up to £25,000 over 5 years at affordable rates. That means they can borrow the money they need, spread their repayments over a longer period and save on interest costs. On average, our customers are borrowing £10,000 to consolidate all of their debt and over 90% of our customers are borrowing for more than 2 years. The results? We're saving employees an average of £101 a month, the equivalent of an effective 5% pay rise*

Click here to find out more on debt consolidation

Why does financial wellbeing matter?

Use our tool to see how financial stress may be affecting your employees

Choose your industry
How many employees in your organisation?
people  (70 %)
Have been affected by financial worries
people  (30 %)
Have lost sleep worrying about their finances
people  (8 %)
Have missed a day at work because of financial stress
people  (21 %)
Have lost sleep worrying about their finances
people  (14 %)
Are spending more than 50% of their monthly income on debt repayment (including mortgage & excluding student loans)
people  (10 %)
have taken time off owing to financial stress
people  (23 %)
Have lost sleep worrying about their finances
people  (10 %)
Are spending more than 50% of their monthly income on debt repayment (including mortgage & excluding student loans)
people  (4 %)
have taken time off owing to financial stress
people  (26 %)
Have lost sleep worrying about their finances
people  (8 %)
Are spending more than 50% of their monthly income on debt repayment (including mortgage & excluding student loans)
people  (5 %)
have taken time off owing to financial stress
people  (23 %)
Have lost sleep worrying about their finances
people  (6 %)
Are spending more than 50% of their monthly income on debt repayment (including mortgage & excluding student loans)
people  (7 %)
Have taken time off owing to financial stress
people  (17 %)
Have lost sleep worrying about their finances
people  (15 %)
Are spending more than 50% of their monthly income on debt repayment (including mortgage & excluding student loans)
people  (13 %)
Have taken time off owing to financial stress
people  (28 %)
Have lost sleep worrying about their finances
people  (7 %)
Are spending more than 50% of their monthly income on debt repayment (including mortgage & excluding student loans)
people  (4 %)
Have taken time off owing to financial stress
people  (22 %)
Have lost sleep worrying about their finances
people  (9 %)
Are spending more than 50% of their monthly income on debt repayment (including mortgage & excluding student loans)
people  (2 %)
Have taken time off owing to financial stress
people  (27 %)
Have lost sleep worrying about their finances
people  (14 %)
Are spending more than 50% of their monthly income on debt repayment (including mortgage & excluding student loans)
people  (10 %)
Have taken time off owing to financial stress
people  (27 %)
Have lost sleep worrying about their finances
people  (13 %)
Are spending more than 50% of their monthly income on debt repayment (including mortgage & excluding student loans)
people  (8 %)
Have taken time off owing to financial stress
people  (26 %)
Have lost sleep worrying about their finances
people  (3 %)
Are spending more than 50% of their monthly income on debt repayment (including mortgage & excluding student loans)
people  (1 %)
Have taken time off owing to financial stress
people  (28 %)
Have lost sleep worrying about their finances
people  (4 %)
Are spending more than 50% of their monthly income on debt repayment (including mortgage & excluding student loans)
people  (4 %)
Have taken time off owing to financial stress
people  (24 %)
Have lost sleep worrying about their finances
people  (8 %)
Are spending more than 50% of their monthly income on debt repayment (including mortgage & excluding student loans)
people  (4 %)
Have taken time off owing to financial stress
people  (23 %)
Have lost sleep worrying about their finances
people  (11 %)
Are spending more than 50% of their monthly income on debt repayment (including mortgage & excluding student loans)
people  (5 %)
Have taken time off owing to financial stress
people  (29 %)
Have lost sleep worrying about their finances
people  (8 %)
Are spending more than 50% of their monthly income on debt repayment (including mortgage & excluding student loans)
people  (8 %)
Have taken time off owing to financial stress
people  (18 %)
Have lost sleep worrying about their finances
people  (12 %)
Are spending more than 50% of their monthly income on debt repayment (including mortgage & excluding student loans)
people  (0 %)
Have taken time off owing to financial stress
people  (30 %)
Have lost sleep worrying about their finances
people  (12 %)
Are spending more than 50% of their monthly income on debt repayment (including mortgage & excluding student loans)
people  (6 %)
Have taken time off owing to financial stress
people  (31 %)
Have lost sleep worrying about their finances
people  (14 %)
Are spending more than 50% of their monthly income on debt repayment (including mortgage & excluding student loans)
people  (14 %)
Have taken time off owing to financial stress
people  (24 %)
Have lost sleep worrying about their finances
people  (11 %)
Are spending more than 50% of their monthly income on debt repayment (including mortgage & excluding student loans)
people  (6 %)
Have taken time off owing to financial stress
people  (23 %)
Have lost sleep worrying about their finances
people  (9 %)
Are spending more than 50% of their monthly income on debt repayment (including mortgage & excluding student loans)
people  (12 %)
Have taken time off owing to financial stress
people  (27 %)
Have lost sleep worrying about their finances
people  (5 %)
Are spending more than 50% of their monthly income on debt repayment (including mortgage & excluding student loans)
people  (5 %)
Have taken time off owing to financial stress
people  (22 %)
Have lost sleep worrying about their finances
people  (8 %)
Are spending more than 50% of their monthly income on debt repayment (including mortgage & excluding student loans)
people  (7 %)
Have taken time off owing to financial stress
people  (24 %)
Have lost sleep worrying about their finances
people  (6 %)
Are spending more than 50% of their monthly income on debt repayment (including mortgage & excluding student loans)
people  (4 %)
Have taken time off owing to financial stress
people  (23 %)
Have lost sleep worrying about their finances
people  (6 %)
Are spending more than 50% of their monthly income on debt repayment (including mortgage & excluding student loans)
people  (4 %)
Have taken time off owing to financial stress

* Figures are estimated and are based on our Opinium research conducted in 2016 and appearing in our report "The DNA of Financial Wellbeing"

Get your free financial wellbeing report

Our latest research, 'The DNA of Financial Wellbeing', examines the state of UK employees’ financial wellbeing and what impact it has on their health, productivity and workplace.

Download your free summary report below.

How does it work?

1. Partner up
1. Partner up

Making it easy for you is important to us. We can integrate with any payroll system so everyone can start benefiting from fairer rates

2. Get the word out
2. Get the word out

We work with you to communicate the advantages. We’ll give you everything you need to spread the word clearly to your employees

3. Salary-deducted payments
3. Salary-deducted payments

Once an employee's application is approved, their loan repayments are collected via salary deduction, meaning reduced risk and better rates for them

Why choose Neyber?

Fair rates
Fair rates

Our rates are simple and fair with rates of 4.9% APR, 6.9% APR and 9.9% APR for “OK, Good and Great”. Our rating system allows us to give more employees access to fair finance

True debt consolidation
True debt consolidation

Our average loan size is £10,000 reflecting employee needs to consolidate all their debts. The average UK household debt is close to £12,000 and in our experience over 90% of our customers are borrowing for more than 2 years

In-house experts
In-house experts

We’re not a middleman. Rather than relying on a third party our own underwriting team put in extra effort to consider each customer’s individual situation, needs and how Neyber can help

Policemutual Logo

Trusted by our partners

Neyber is working with employees across the UK police force, via one of the UK’s largest affinities: Police Mutual. Over half a million people now have access to Neyber

Police Mutual is the UK's largest affinity friendly society with over £1 billion in funds under management. We're proud that they're also our biggest backer

We're also working with some of the UK's largest employee benefits companies, providing access to employees all over the country.

 Sheffield
Sheffield

Staffcare
Staffcare

Connected Benefits
Connected Benefits

Team Rewards
Team Rewards

Edenred
Edenred

Perkbox
Perkbox

“Fantastic, fantastic! Paying off those credit cards, I’ll be stress-free.”

Sarah - Lancashire

"Can I just say thank you so so much you don’t know how much that means to me. Really really really and I’m so happy with the deal as well because I looked around because when I saw the letter I said are you serious? Is this the deal, really? What’s the catch?”

Police Mutual Member - North Yorkshire

“Easy to use, upfront, and no hidden fees.. Brilliant” “Getting rid of my credit cards and saving myself £100 a month!”

John - Manchester

Talk of the town

Chat with us today

We'll talk you through everything you need to know. Enter your details and one of our team will get back to you and discuss how Neyber can improve the financial wellbeing of your people