Over £30 million
in loans funded to date
We improve the financial wellbeing of your employees
We partner with you to offer your employees access to affordable borrowing repaid directly from their salaries
- all at no cost or risk to you
We’ve got 3 fair rates
Our customers come in different shapes and sizes, with different circumstances and credit scores. That's why a single rate can't possibly suit them all. At Neyber, we provide 3 easy to understand rates 4.9% APR, 6.9% APR and 9.9% APR. These rates reward those with a strong credit score and allow those with a lower score to borrow affordably
*Representative example APR is 4.9%. APR based on current customer base. Typical example: amount of credit £7,000. Term: 3 years. Interest: £529.40. Administrative fees £0. Monthly payment of £209.15. Total repayment £7,529.40. The rate you are offered will depend on your individual circumstances.
We let employees consolidate all their debts into one manageable amount
We're getting employees on the road to a debt-free future. With the average UK household nearly £12,000 in debt, it's never been more important to help employees take control and successfully consolidate their debts
Our customers can borrow up to £25,000 over 5 years at affordable rates. That means they can borrow the money they need, spread their repayments over a longer period and save on interest costs. On average, our customers are borrowing £10,000 to consolidate all of their debt and over 90% of our customers are borrowing for more than 2 years. The results? We're saving employees an average of £101 a month, the equivalent of an effective 5% pay rise*
Why does financial wellbeing matter?
Use our tool to see how financial stress may be affecting your employees
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How many employees in your organisation?
Get your free financial wellbeing report
Our latest research, 'The DNA of Financial Wellbeing', examines the state of UK employees’ financial wellbeing and what impact it has on their health, productivity and workplace.
Download your free summary report below.
How does it work?
1. Partner up
Making it easy for you is important to us. We can integrate with any payroll system so everyone can start benefiting from fairer rates
2. Get the word out
We work with you to communicate the advantages. We’ll give you everything you need to spread the word clearly to your employees
3. Salary-deducted payments
Once an employee's application is approved, their loan repayments are collected via salary deduction, meaning reduced risk and better rates for them
Why choose Neyber?
Fair rates
Our rates are simple and fair with rates of 4.9% APR, 6.9% APR and 9.9% APR for “OK, Good and Great”. Our rating system allows us to give more employees access to fair finance
True debt consolidation
Our average loan size is £10,000 reflecting employee needs to consolidate all their debts. The average UK household debt is close to £12,000 and in our experience over 90% of our customers are borrowing for more than 2 years
In-house experts
We’re not a middleman. Rather than relying on a third party our own underwriting team put in extra effort to consider each customer’s individual situation, needs and how Neyber can help
Trusted by our partners
Neyber is working with employees across the UK police force, via one of the UK’s largest affinities: Police Mutual. Over half a million people now have access to Neyber
Police Mutual is the UK's largest affinity friendly society with over £1 billion in funds under management. We're proud that they're also our biggest backer
We're also working with some of the UK's largest employee benefits companies, providing access to employees all over the country.
Sheffield
Staffcare
Connected Benefits
Team Rewards
Edenred
Perkbox
“Fantastic, fantastic! Paying off those credit cards, I’ll be stress-free.”
Sarah - Lancashire
"Can I just say thank you so so much you don’t know how much that means to me. Really really really and I’m so happy with the deal as well because I looked around because when I saw the letter I said are you serious? Is this the deal, really? What’s the catch?”
Police Mutual Member - North Yorkshire
“Easy to use, upfront, and no hidden fees.. Brilliant” “Getting rid of my credit cards and saving myself £100 a month!”
John - Manchester
Talk of the town
Chat with us today
We'll talk you through everything you need to know. Enter your details and one of our team will get back to you and discuss how Neyber can improve the financial wellbeing of your people